Invest in American small business

Over 30,000 investors have invested more than $800 million in small businesses globally through Prestige Investments since 2010.

 Invest through Prestige Investments

  Prestige Investments is the affiliated broker-dealer, an online small business loan marketplace. By avoiding the costs and complexities of many traditional financial institutions, Prestige Investments USA provides accredited and institutional investors the opportunity to invest in American small businesses.

  • Access secured small business loans
    Browse term loans underwritten by credit professionals using proprietary data analytics
  • Select loans that suit
    View key loan data and select Notes2 that meet your investment criteria

“What a joy it has been to deal with Prestige Investments – The experience is the polar opposite to an application for conventional bank finance. Prestige Investments’s staff are very responsive and helpful and the whole process has been completed in a week.

Our borrowers

We lend to established American small businesses (not startups) that have operating history, cash flow and a strategic plan for growth

Ways to invest

Choose businesses yourself or invest passively via a private investment fund. It’s your choice.

  • Fractional Loan Marketplace
    Browse and purchase fractional portions of loans in the form of borrower-payment-dependent notes (“BDNs”) issued by Prestige Investments Notes Program, LLC.
  • FC Diversified Income Fund, LP
    Invest via an affiliated private investment fund. Managed by Prestige Investments, the fund purchases debt obligations underwritten by Prestige Investments.

Investing for retirement? We welcome investments via traditional or Roth IRAs.

Diversify to manage risk

Our underwriting team analyzes every application and only allows established and creditworthy businesses to borrow through Prestige Investments.  However, it’s important to remember that some businesses will not be able to repay their loan. We call this bad debt. Diversification is the best way to manage risk. This means spreading your lending across a number of businesses so you are only lending a small amount to each one.

Investment risks

Securities offered through Prestige Investments Securities are only suitable for accredited investors who are familiar with and willing to accept the high risk associated with private investments. Investing in private placements requires high-risk tolerance, low liquidity concerns and long-term commitments. Investors must be able to afford to lose their entire investment. Carefully consider the investment objectives, risk, charges and expenses of any investment product prior to investing.